The stock market took another tumble despite the latest bank rescue plan announced by the UK government, and a coordinated 0.5% interest rate cut across the world, involving Americas, UK and European Union. Never have I seen these countries working together at the same time. Just goes on to tell you the scale of the financial problem we are now facing. Property bubble, subprime problem, inflation, bank liquidity problem, now leading to increasing unemployment. The economy is definitely heading for the worse. Has it turned the corner? Apparently not yet, as goverments are still coming up with rescue packages to try and help various sectors – property, bank, insurer, manufacturing etc.Few days ago I thought the banking sector might have already reached the bottom. We started moving into the stock market, acquiring bank shares. That was before the US finally approved the $700 billion rescue plan to buy up toxic debts. Yet that did little to stabilise the market. Today’s announcement from the UK to part-nationalise banks I feel is welcoming, as it should help strengthen the banks, bring some sanity back to how bank should be remunerated, and get the bank to operate more sensibly. Unfortunately, investors are still uncertain and the stock market continue to slide.To be honest, I still feel the banking shares are unbelievably low. If people have cash to spare, it is at this kind of turmoil that you start investing in the stock market, to maximise the return on the meagre sum of money we have got. Often people will question about the timing. Yes, we don’t know how low the market can go, and people always want to catch the absolute bottom. But can we always get the “best” deal?