Damn HSBC. They just wouldn’t tell you when they have introduced better products! These banks are so good at profiting from people who are not financial savvy. I think HSBC realise that their Business Current Account is not attractive to new start-ups anymore so they started introducing this Business Direct Account which is without monthly [...]

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Two years ago when we were considering which fixed-rate mortgage deal to go for, there was this “financial adviser” recommending us to take a 2-year deal, instead of a 5-year deal that we are interested in. He even showed us a prediction, from Royal Bank of Scotland I believe, on the trend of the interest [...]

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